Cookie Policy
Last updated: 06/01/2026
We use cookies to make our site work, understand how it’s used, and (with your consent) to show relevant ads. You can manage your preferences at any time via the cookie banner or your browser settings.
1. Introduction
This Cookie Policy explains how this website (“we”, “us”, “our”), operated at [email protected], uses cookies and similar tracking technologies when you visit our website.
This policy applies to all visitors worldwide. Depending on your country of residence, additional rights and obligations may apply — see Section 9 (Jurisdiction-Specific Information) for details.
By clicking “Accept All” on our cookie banner, you consent to non-essential cookies. You may withdraw your consent at any time as described in Section 6.
2. What Are Cookies?
Cookies are small text files placed on your device (computer, tablet, or smartphone) when you visit a website. They are widely used to make websites work efficiently, improve the user experience, and provide information to site owners.
We also use other similar technologies:
- Web beacons / pixels: Tiny transparent images embedded in pages or emails that signal when content has been loaded.
- Local storage & session storage: Browser-based storage used to retain preferences during or between sessions.
- Device fingerprinting: Certain third-party advertising partners may combine browser attributes to identify devices — see Section 5.
3. How We Classify Cookies
3.1 By Duration
- Session cookies — Deleted when you close your browser.
- Persistent cookies — Remain on your device for a set period or until you delete them.
3.2 By Source
- First-party cookies — Set directly by us.
- Third-party cookies — Set by external service providers (analytics platforms, advertising networks, social media, etc.).
3.3 By Purpose (Legal Basis)
| Category | Purpose | Consent Required? | Legal Basis (GDPR) |
|---|---|---|---|
| Strictly Necessary | Core site functionality (login, security, cart) | No | Legitimate Interest / Contract |
| Analytics & Performance | Understanding site usage; improving content | Yes | Consent (Art. 6(1)(a) GDPR) |
| Functional | Remembering preferences (language, region, layout) | Yes | Consent (Art. 6(1)(a) GDPR) |
| Advertising & Marketing | Showing relevant ads; measuring campaign performance | Yes | Consent (Art. 6(1)(a) GDPR) |
4. Cookies We Use
Strictly Necessary Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| wordpress_logged_in_* | WordPress | Keeps users logged in | Session / 14 days |
| wp-settings-* | WordPress | Stores interface preferences for admin area | 1 year |
| PHPSESSID | Server | Maintains user session | Session |
| [cookie_consent_id] | financial.comoganhodinheiro | Stores your cookie consent choices | 6 months |
Analytics & Performance Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| _ga, _ga_* | Google Analytics | Distinguishes users; tracks sessions and campaigns | 2 years |
| _gid | Google Analytics | Distinguishes users (short-term) | 24 hours |
| _gat | Google Analytics | Throttles request rate | 1 minute |
Google Analytics data may be transferred to the United States. We have enabled IP anonymization (IP masking) and have signed a Data Processing Agreement with Google LLC. See Google’s Privacy Policy.
Functional Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| pll_language | Polylang / financial.comoganhodinheiro.com | Remembers selected language | 1 year |
| wordpress_test_cookie | WordPress | Tests that the browser accepts cookies | Session |
Advertising & Marketing Cookies
| Cookie Name | Provider | Purpose | Duration |
|---|---|---|---|
| _gcl_au | Google Ads | Stores and tracks ad conversion information | 90 days |
| IDE | Google DoubleClick | Tracks user behavior for ad targeting | 13 months |
| fr | Meta (Facebook) | Delivers, measures, and improves ad relevance | 90 days |
Advertising cookies may involve cross-site tracking. Data may be processed outside your country of residence. Each provider’s privacy policy governs their use of this data.
5. Third-Party Services
We work with the following third-party services that may set cookies or collect data through our website:
| Service | Purpose | Privacy Policy |
|---|---|---|
| Google Analytics | Website analytics and traffic measurement | policies.google.com/privacy |
| Google Ads / AdSense | Interest-based advertising | policies.google.com/technologies/ads |
| Meta Pixel (Facebook) | Advertising measurement and retargeting | facebook.com/privacy/explanation |
We are not responsible for the cookies or privacy practices of third parties. We encourage you to review their privacy policies. Where required by law, we obtain your consent before third-party cookies are activated.
6. How to Manage Your Cookie Preferences
6.1 Cookie Banner
When you first visit our site, you will be presented with a cookie banner where you can accept all cookies, reject non-essential cookies, or customize your preferences by category. You can update your choices at any time by clicking the “Cookie Settings” link in our site footer.
6.2 Browser Settings
You can control and delete cookies directly through your browser. Note that disabling certain cookies may affect the functionality of our website. For guidance, visit:
6.3 Opt-Out Links for Specific Services
- Google Analytics: Google Analytics Opt-out Browser Add-on
- Google Ads: Google My Ad Center
- Meta / Facebook: Facebook Ad Preferences
- Interest-based advertising (general): Your Online Choices (EU) | Digital Advertising Alliance (US)
7. International Data Transfers
Some of our third-party providers are based outside the European Economic Area (EEA) or Brazil. When personal data is transferred internationally, we ensure appropriate safeguards are in place, including:
- Standard Contractual Clauses (SCCs) approved by the European Commission;
- Adequacy decisions issued by the European Commission or Brazilian ANPD;
- Providers certified under applicable frameworks (e.g., EU-U.S. Data Privacy Framework).
8. Data Retention
Personal data collected through cookies is retained only as long as necessary for the purposes described in this policy or as required by applicable law. Cookie-specific retention periods are listed in the tables in Section 4. You may request deletion of your data at any time (see Section 9).
9. Jurisdiction-Specific Information
🇪🇺 European Union / EEA — GDPR
Under the General Data Protection Regulation (GDPR) and the ePrivacy Directive, we will not activate non-essential cookies without your prior, freely given, specific, informed, and unambiguous consent. You have the right to access, rectify, erase, restrict, or port your personal data, and to object to processing. Contact our DPO or submit a request to [email protected]. You also have the right to lodge a complaint with your national supervisory authority.
🇧🇷 Brazil — LGPD
Under the Lei Geral de Proteção de Dados (Lei nº 13.709/2018), you have the right to confirm the existence of and access your personal data, correct incomplete or inaccurate data, anonymize or delete unnecessary data, port data to another service provider, and revoke consent at any time. Requests may be submitted to [email protected]. Complaints may be filed with the Autoridade Nacional de Proteção de Dados (ANPD) at gov.br/anpd.
🇺🇸 California, USA — CCPA / CPRA
California residents have the right to know what personal information is collected, to delete personal information, to opt out of the “sale” or “sharing” of personal information (including for cross-context behavioral advertising), and to non-discrimination. To exercise these rights, contact us at [email protected] or use our cookie preference center. We do not knowingly sell personal information of minors under 16 years of age.
🇨🇦 Canada — PIPEDA / Law 25 (Québec)
We obtain meaningful consent for non-essential cookies in accordance with PIPEDA and Québec’s Law 25. You may withdraw consent or request access to your data by contacting us at [email protected].
🇬🇧 United Kingdom — UK GDPR / PECR
Our practices comply with the UK GDPR and the Privacy and Electronic Communications Regulations (PECR). Complaints may be directed to the Information Commissioner’s Office (ICO) at ico.org.uk.
🇦🇺 Australia — Privacy Act / APPs
We handle personal information in accordance with the Australian Privacy Act 1988 and the Australian Privacy Principles. Complaints may be directed to the Office of the Australian Information Commissioner (OAIC) at oaic.gov.au.
10. Children’s Privacy
Our website is not directed at children under the age of 13 (or 16 in the EU / EEA). We do not knowingly collect personal data from children. If you believe we have inadvertently collected such data, please contact us immediately.
11. Updates to This Policy
We may update this Cookie Policy periodically to reflect changes in technology, legislation, or our business practices. When we make significant changes, we will notify you via a prominent notice on our website or, where required, seek your renewed consent. The “Last updated” date at the top of this page indicates when this policy was last revised.
12. Contact Us
If you have questions, concerns, or requests regarding this Cookie Policy or your personal data, please contact us:
For more information on how we process your personal data in general, please see our Privacy Policy.